Food Processing businesses carry all of the same exposures to loss as any business (Auto, Property, Workers’ Compensation, General Liability, etc) as well as some additional, specialized exposures that need to be contemplated.
Food Spoilage coverage can provide real dollars for losses sustained to food products, both in process or finished.
Often, inventories of food and food products can represent a significant dollar value, and coverage for the peril of spoilage can be crucial to a business at the time of a claim.