The Best Way to Save Money
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The Falcigno Group, LLC is a full service insurance agency in North Haven, CT. Our risk management and insurance design systems will help make sure that your personal and business assets are protected, and wewill strive to meet all of your needs.
The Falcigno Group, LLC is a full service insurance agency in North Haven, CT. Our risk management and insurance design systems will help make sure that your personal and business assets are protected, and we
will strive to meet all of your needs.
Personal | Commercial | Environmental | Agribusiness | Life | Health | Financial Services
Personal
Environmental
& Agribusiness
Commercial
Protect yourself, your family and your assets with our full line of personal insurance products. Our risk engineers will help you design a custom insurance program that fits all of your individual needs. Starting with our On Your Side Review, our dynamic aproach to insurance assures that as your life changes, your coverages will change with you.
Get a Quote now!
(Click on any of the products below)
Auto | Homeowners | Life | Flood | Personal | Umbrella | Motorcycles | Boats
Farms | Food Service | Auto Service | Contractors | Retailers | Medical | Day Care | Grocery Stores
General Liability Insurance
General Liability insurance provides protection against legal liability for commercial risks arising from ownership, maintenance, or use of business premises, operations conducted away from the business premises, defects in manufactured products, and completed operations.
Property
Property insurance provides protection against risks to property, such as fire, theft or weather damage.
Workers' Compensation
Workers Compensation insurance provides state statutory benefits by replacing all or part of a worker's wages lost and accompanying medical expense incurred by a worker or the worker’s dependents for injury, disability, or disease contracted by the worker in the course of his or her employment.
Business Auto
Business Auto insurance is for commercial automobile risks against legal liability, damage to vehicles, medical expenses, loss from uninsured motorists, and personal injury protection or other equivalent no fault coverage. Coverage can be extended to owned, leased, and borrowed vehicles.
Professional Indemnity Insurance
Professional indemnity insurance is normally a mandatory requirement for professional practitioners such as architects, engineers, lawyers, doctors and accountants to provide insurance cover against potential negligence claims. Non-licensed professionals may also purchase malpractice insurance, in which case it is commonly called errors and omissions insurance.
Inland Marine Coverage
Inland Marine insurance provides protection for cargo and shipments that do not involve ocean transit. Inland Marine insurance is also used to protect contractor’s equipment, builders’ risk, computer coverage and a variety of other business personal property that requires specialized insurance.
Properly structuring an insurance program for an environmental remediation project or environmental profession requires a series of policies working together. The Falcigno Group, LLC specializes in this highly complex industry
For more info on our Environmental Risk division Click Here
Click Here for more Info about our Agribusiness products
Farms are getting larger, more diverse and complex. Are farm managers identifying and insuring for the added risks that farm expansion brings? Does your current provider have the needed expertise to fully protect your operation?
The Falcigno Group has been in the Environmental Insurance business for over 30 years. We are recognized as one of the leading Environmental Risk Management firms in the United States. Our risk engineers and anlysts will help manage your business' specialized needs in this fast and changing industy.
-Environmental Engineers and Consultants
-Environmental Contractors
-Hazardous Material & Waste Transporters
-Above Ground/Underground Storage Tank Owners
-Analytical Testing Laboratories
-Hazardous Waste Treatment Storage & Disposal Facilities
-Brown Fields & Contaminated Real Estate
Properly structuring an insurance program for an environmental remediation project requires a series of policies working together. The need for Business Auto, Workers Compensation, and other insurance must always be considered. However, this discussion is limited to Commercial General Liability, Pollution Legal Liability including Cleanup Cost Cap, and Directors and Officers policies. In a remediation project, it is conceivable that one occurrence may give rise to multiple allegation of negligence and a claim may trigger one or all of the policies.
Nationwide Agribusiness knows this market, and understands that Farm Owners need one convenient but cost effective insurance product that can cover a wide variety of specialized farm risks and exposures.
By design, our program farm operators to pay for only the insurance coverages they need and select, helping to hold down costs while providing specialized coverages to protect operations, including storage and processing operations.
We can provide the convenience of one property policy written by one insurer that can apply to:
• owner-occupied dwellings,
• tenant dwellings,
• farm and agribusiness property,
• storage or processing facilities.
It offers coverages for property, including:
• unique coverage for business income;
• inland marine;
• crime exposures;
• commercial general liability, including personal liability;
• business auto; and
• commercial umbrella, including personal umbrella.
History
In 1965 Paul V. Falcigno established a Nationwide Insurance agency, which today is The Falcigno Group, LLC. Vincent Falcigno joined the organization in 1974 and is the current Principal and CEO. Today we are organized in two business units, Personal and Commercial Insurance.
Vincent Falcigno, CIC
Chief Operating Officer
14 Peck Street, North Haven, CT 06473
Ph: (203) 239 - 2576
Fx: (203) 234 - 7386
We look forward to meeting you!
The Falcigno Group helps its clients make informed decisions about the risks of loss they face daily. We will work with you to develop a plan that reflects your risk philosophy and budget. Our service builds lasting relationships by exceeding expectations. With you, we are dedicated to growing in an ever-changing world.
The Falcigno Group, LLC
Insurance . Risk Management . Financial Services
